Development banks are Class “B” financial institutions regulated by the Nepal Rastra Bank. Unlike commercial banks that focus primarily on high-volume trading and corporate accounts, development banks are designed to foster economic growth in specific sectors like agriculture, industry, and infrastructure.
Corporate Dev. Bank
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Excel Development Bank
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Garima Bikas Bank
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Green Development Bank
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Jyoti Bikas Bank
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Kamana Sewa Bikas Bank
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Karnali Dev. Bank
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Lumbini Bikas Bank
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Mahalaxmi Bikas Bank
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Miteri Development Bank
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Muktinath Bikas Bank
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Narayani Dev. Bank
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Salapa Bikas Bank
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Shangri-la Dev. Bank
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Saptakoshi Dev. Bank
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Shine Resunga Dev. Bank
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Sindhu Bikas Bank
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Why Choose a Bikas Bank?
Users often search for a development bank in Nepal for personalized service and competitive interest rates on savings.
- Higher Bonus & Interest: Often offer slightly better rates on savings and Fixed Deposits (FD) compared to major Class A banks.
- Specialized Loans: Expertise in providing small-scale agricultural and SME (Small and Medium Enterprise) loans.
- Local Focus: Regional banks (like Miteri or Saptakoshi) have deep roots in their specific districts, providing better local accessibility.
Current Market Trend: Mergers & Acquisitions
The development banking sector has seen a massive consolidation phase. Many large banks like Muktinath Bikas Bank and Garima Bikas Bank have emerged as national giants, providing services comparable to commercial banks, including mobile banking, ATM networks, and international remittances.