Interest Rate
Hamro Bachat / Sabai Nepali Savings
2.78%
Bal Surakchya Bachat (Children's Savings)
3.70%
Chetanshil Nari Bachat (Women Savings)
3.70%
Krishak Bachat (Farmer Savings)
3.93%
Shareholders Savings
4.15%
Sambriddhi Bachat (Premium Savings)
4.16%
Ba Ama Bachat / Platinum Savings
4.39%
ADBL Salary / Payroll Savings
4.38%
Matribhumi Remittance Savings
5.39%
Fixed Deposit β 3 Months to 1 Year
2.78%
Fixed Deposit β 2 Years
2.85%
Fixed Deposit β 3 Years
3.00%
Fixed Deposit β 4 Years and Above
4.15%
FCY USD Fixed Deposit β Short Term
3.25%
FCY USD Fixed Deposit β 1 Year
3.50%
Call Deposit
2.00%
Recurring Deposit
4.10%
Current Account
β
Regular Savings Account
2.75%
Citizens Plus Premium Savings
3.50%
Jestha Nagarik Savings (Senior Citizen)
3.75%
Nari Bachat (Women Savings)
3.50%
Remittance Savings
4.50%
Fixed Deposit β 3 to 6 Months
3.25%
Fixed Deposit β 6 Months to 1 Year
3.75%
Fixed Deposit β 1 Year to 2 Years
4.50%
Fixed Deposit β 2 Years and Above
4.75%
Call Deposit
3.00%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Premium Savings Account
3.50%
Senior Citizen Savings
3.50%
Gorkha Regiment / Premium Privilege Savings
4.00%
Women Savings Account
3.50%
NRE Remittance Savings
4.00%
Fixed Deposit β 3 to 6 Months
3.25%
Fixed Deposit β 6 Months to 1 Year
3.75%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years and Above
4.50%
Remittance Special Fixed Deposit
5.00%
Call Deposit
3.00%
Current Account
β
Regular Savings Account
2.75%
Super Savings Account
3.25%
Senior Citizen Savings
3.50%
Nari Bachat (Women Savings)
3.25%
Remittance Savings
3.75%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years and Above
4.00%
NRN FCY Fixed Deposit
4.00%
Call Deposit
2.50%
Recurring Deposit
4.00%
Current Account
β
Normal Savings Account
2.75%
Bishesh Bachat (Premium Savings)
3.00%
Subidha / Exclusive Privilege Savings
4.00%
HBL Nari Bachat (Women Savings)
3.25%
Shareholders Savings
3.00%
Himal Remit Savings
5.00%
Fixed Deposit β Up to 6 Months
2.80%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years to 3 Years
4.50%
Fixed Deposit β 3 Years and Above
4.50%
Remittance Special Fixed Deposit
5.50%
FCY USD Fixed Deposit
3.25%
Call Deposit
2.75%
3-Year Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Premium Savings Account
3.50%
Senior Citizen Savings
3.50%
Kumari Nari Bachat (Women Savings)
3.50%
Hereko Herai Remit Savings
4.31%
Fixed Deposit β 3 to 6 Months
2.75%
Fixed Deposit β 6 Months to 1 Year
3.25%
Fixed Deposit β 1 Year to 2 Years
3.75%
Fixed Deposit β 2 Years and Above
4.05%
Call Deposit
2.50%
Recurring Deposit
4.00%
Current Account
β
Regular Savings Account
2.75%
Sunrise Plus Premium Savings
3.50%
Senior Citizen Savings
3.75%
Nari Bachat (Women Savings)
3.25%
Remittance Savings
4.00%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years and Above
4.50%
Remittance Special Fixed Deposit
5.50%
Call Deposit
2.50%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
MBL Super Savings Account
3.50%
Senior Citizen Savings
3.50%
Women Savings Account
3.50%
Remittance Savings
4.00%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years and Above
4.50%
FCY USD NRN Fixed Deposit β Short Term
3.51%
FCY USD NRN Fixed Deposit β 1 Year
4.26%
Call Deposit
2.50%
Current Account
β
Regular Savings (Digo Bachat)
2.75%
Jestha Nagarik Savings (Senior Citizen)
2.75%
Nari Bachat (Women Savings)
2.75%
Karmashil Bachat (Salary Savings)
2.75%
Dhukka Bachat (Premium Savings)
3.15%
Premium Remit Savings
3.80%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.75%
Fixed Deposit β 1 Year to 2 Years
4.50%
Fixed Deposit β 2 Years to 5 Years
4.75%
Fixed Deposit β 5 Years to 10 Years
5.00%
Fixed Deposit β 10 Years and Above
5.55%
Cumulative Fixed Deposit β 6M to 1Y
3.75%
Cumulative Fixed Deposit β 1Y to 2Y
4.25%
Cumulative Fixed Deposit β 2Y+
4.50%
Remittance Special Fixed Deposit
6.55%
Call Deposit (NPR)
2.75%
Current Account
β
Regular Savings Account
2.75%
Bishesh Bachat (Premium Savings)
3.00%
Senior Citizen Savings
3.00%
Mahila Bachat (Women Savings)
3.00%
Remittance / IPO Savings
3.50%
FCY USD Savings Account
2.75%
Fixed Deposit β 3 to 6 Months
2.76%
Fixed Deposit β 6 Months to 1 Year
3.00%
Fixed Deposit β 1 Year to 2 Years
3.50%
Fixed Deposit β 2 Years and Above
4.00%
Remittance Special Fixed Deposit
5.50%
FCY USD Fixed Deposit
3.25%
Call Deposit
2.50%
Current Account
β
Regular Savings Account
2.75%
Janani Janmabumi Savings (Premium)
4.25%
Senior Citizen Savings
3.50%
Women Savings Account
3.50%
Remittance Savings
4.75%
Fixed Deposit β 3 to 6 Months
3.25%
Fixed Deposit β 6 Months to 1 Year
3.75%
Fixed Deposit β 1 Year to 2 Years
4.50%
Fixed Deposit β 2 Years and Above
4.75%
Call Deposit (NPR)
1.35%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
SBI Advantage Premium Savings
3.25%
Senior Citizen Savings
3.25%
Shrestha Nari Bachat (Women Savings)
3.25%
Salary / Payroll Savings
3.00%
Fixed Deposit β 3 to 6 Months
2.82%
Fixed Deposit β 6 Months to 1 Year
3.25%
Fixed Deposit β 1 Year to 2 Years
3.75%
Fixed Deposit β 2 Years and Above
4.25%
Institutional Fixed Deposit
2.75%
Call Deposit
2.50%
Current Account
β
Regular Savings (All Standard Products)
2.75%
Sathi Bachat Khata (Premium Savings)
3.25%
Senior Citizen Savings
3.25%
Women Savings (NIC Asia Nari Bachat)
3.25%
Sarbashrestha Remit Savings
4.25%
Fixed Deposit β 3 Months to 2 Years
2.75%
Fixed Deposit β Above 2 Years to 3 Years
3.01%
Fixed Deposit β Above 3 Years to 5 Years
3.26%
Fixed Deposit β 5 Years and Above
4.75%
Call Deposit
2.75%
Current Account
β
Regular Savings Account
2.75%
NMB Smart Savings Account
3.00%
Senior Citizen Savings
3.00%
Women Savings Account
3.00%
Remittance Savings
3.00%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years and Above
4.25%
FCY USD Fixed Deposit β Short Term
2.70%
FCY USD Fixed Deposit β 1 Year
3.60%
Call Deposit
2.50%
Recurring Deposit
4.25%
Current Account
β
Regular Savings Account
2.75%
Unnati / Shramik Premium Savings
4.00%
Senior Citizen Savings
3.25%
Mahila Bachat (Women Savings)
3.25%
Fixed Deposit β 3 to 6 Months
2.75%
Fixed Deposit β 6 Months to 1 Year
3.25%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years to 3 Years
4.50%
Fixed Deposit β 3 Years and Above
5.00%
Remittance Special Fixed Deposit
5.55%
Call Deposit
2.50%
Current Account
β
Regular Savings Account
2.76%
Jeevan Suraksya / Supreme Savings
4.01%
Senior Citizen Savings
3.50%
Women Savings Account
3.50%
Baideshik Remit Savings
5.01%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.50%
Fixed Deposit β 2 Years and Above
5.00%
Remittance Special Fixed Deposit
5.15%
FCY USD Fixed Deposit
3.25%
Call Deposit
2.75%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Bishesh Bachat (Premium Savings)
3.25%
Senior Citizen Savings
3.50%
Mahila Bachat (Women Savings)
3.25%
Remittance Savings
4.50%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.00%
Fixed Deposit β 2 Years and Above
4.25%
Call Deposit
2.50%
Current Account
β
Regular Savings Account
2.75%
Sanima Super Savings (Premium)
3.25%
Senior Citizen Savings
3.50%
Sanima Nari Bachat (Women Savings)
3.25%
Remittance Savings
3.80%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years and Above
4.75%
Remittance Special Fixed Deposit
5.50%
FCY USD Fixed Deposit β Short Term
1.85%
FCY USD Fixed Deposit β 1 Year
2.25%
Call Deposit
2.50%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Siddhartha Bachat (Premium Savings)
3.05%
Jestha Nagarik Savings (Senior Citizen)
3.05%
Women Savings Account
3.00%
Premium Remit Savings
4.05%
Fixed Deposit β 3 to 6 Months
3.00%
Fixed Deposit β 6 Months to 1 Year
3.50%
Fixed Deposit β 1 Year to 2 Years
4.25%
Fixed Deposit β 2 Years to 3 Years
4.75%
Fixed Deposit β 3 Years and Above
5.05%
Call Deposit
2.50%
Recurring Deposit
4.50%
Current Account
β
Regular Savings Account
2.75%
Priority / Premium Savings
3.25%
SC Remittance Savings
5.50%
Fixed Deposit β 1 Month
2.75%
Fixed Deposit β 3 Months
3.00%
Fixed Deposit β 6 Months
3.50%
Fixed Deposit β 1 Year
4.00%
Fixed Deposit β 2 Years and Above
4.50%
Call Deposit
2.50%
Current Account
β
Shine Pragati Bachat (5,000) β 3.00%
3.00%
Shine Samriddhi Bachat β 4.00%
4.00%
Shine Remittance Bachat (1,000) β 5.00%
5.00%
Fixed Deposit β 6 months to <1 year (Individual)
2.75%
Fixed Deposit β 6 months to <1 year (Institutional)
2.75%
Fixed Deposit β 1 to <2 years (Individual)
4.00%
Fixed Deposit β 1 to <2 years (Institutional)
2.75%
Fixed Deposit β 2 to <3 years (Individual)
4.00%
Fixed Deposit β 2 to <3 years (Institutional)
3.00%
Fixed Deposit β 3 to <4 years (Individual)
4.00%
Fixed Deposit β 3 to <4 years (Institutional)
3.25%
Fixed Deposit β 4 to <5 years (Individual)
4.25%
Fixed Deposit β 4 to <5 years (Institutional)
3.50%
Fixed Deposit β 5 years and above (Individual)
5.11%
Fixed Deposit β 5 years and above (Institutional)
3.50%
Akshaya Kosh (Negotiable)
β
Call Deposit (up to)
1.37%
Recurring Deposit (up to)
3.50%
Current Account
β
Rastriya Bachat / Sindhu Maha Bachat / Sajilo (image notice β verify rate)
2.75%
Remittance / Bal Balika / Jestha Nagarik Samman / Sanchayakosh (image β verify)
2.75%
Shareholder / Suva Laxmi / Beema Surakshya (image β verify)
2.75%
Fixed Deposits β all tenors (image β verify)
3.25%
Call Deposit (verify from notice)
1.85%
Current Account
β
Business Account (up to)
1.25%
Remittance Bachat
4.00%
VIP / Samriddhi / Staff / Premium Bachat
3.00%
Zero-balance, Sadharan, Manyabar (Senior), Samajik Surakshya, Karmachari & Shramik, Shareholder, Dhanlaxmi (Nari), Yuva, Bhavishya, Kisan, Bidyarthi β 2.50%
2.50%
Fixed Deposit β 3 to <6 mo (Individual)
3.50%
Fixed Deposit β 6 mo to <1 yr (Individual)
4.00%
Fixed Deposit β 1 to <2 yr (Individual)
5.00%
Fixed Deposit β 2 to <3 yr (Individual)
5.50%
Fixed Deposit β 3 years and above (Individual)
6.00%
Fixed Deposit β Remittance 3 to <6 mo
4.50%
Fixed Deposit β Remittance 6 mo to <1 yr
5.00%
Fixed Deposit β 6 mo to <1 yr (Institutional)
3.00%
Fixed Deposit β 1 to <2 yr (Institutional)
4.00%
Fixed Deposit β 2 to <3 yr (Institutional)
4.50%
Fixed Deposit β 3 years and above (Institutional)
5.00%
Fixed Deposit β Remittance 1 to <2 yr
6.00%
Fixed Deposit β Remittance 2 to <3 yr
6.50%
Fixed Deposit β Remittance 3 years and above
7.00%
Akshaya Kosh β 5 years and above (Negotiable)
β
Call Deposit
1.90%
Recurring β 1 to 2 years
5.00%
Recurring β 2 to 3 years
5.50%
Recurring β above 3 years
6.00%
Current Account
β
Sunaulo Remittance Khata (100) β 4.00%
4.00%
Shareholder Saving / Staff Saving / Buddha Bhumi Bachat (5,000) β 3.00%
3.00%
Fixed Deposit β 3 months to 1 year
2.75%
Fixed Deposit β >1 to 2 years
2.90%
Fixed Deposit β >2 to 3 years
3.00%
Fixed Deposit β >3 to 4 years
3.15%
Fixed Deposit β >4 to 5 years
3.25%
Fixed Deposit β >5 years
4.81%
Institutional Kramik Mudatti (β₯6 mo)
2.75%
Call / Current (BFI & Cooperative) β up to
1.37%
Current Account
β
Regular Savings
2.75%
Remittance Savings
3.90%
Fixed Deposit β 6 Months to 1 Year
3.05%
Fixed Deposit β 1 to 2 Years
3.85%
Call Deposit
1.90%
Recurring Deposit
3.75%
Current Account
β
Sambriddhi Remit IPO β 4.01%
4.01%
Aashirwad Bachat (Gold/Platinum) β 3.01%
3.01%
Normal, Premium Bachat, Sarvotkrishta, Sambriddhi, Karmachari, Mahila Pewa, Sunaulo Baal Shichha, Sharedhani, Pocket Money, Krishak, Sajilo β 2.75% (Q)
2.75%
Fixed Deposit β 3 months (Individual)
2.75%
Fixed Deposit β 6 months (Individual)
2.75%
Fixed Deposit β 6 months (Institutional)
2.75%
Fixed Deposit β 1 year (Individual)
2.90%
Fixed Deposit β 1 year (Institutional)
2.75%
Fixed Deposit β 2 years (Individual)
3.25%
Fixed Deposit β 2 years (Institutional)
2.90%
Fixed Deposit β 3 to 5 years (Individual)
4.00%
Fixed Deposit β 3 to 5 years (Institutional)
3.00%
Fixed Deposit β >5 to 10 years (Individual)
4.81%
Fixed Deposit β >5 to 10 years (Institutional)
3.81%
Akshaya Kosh (Negotiable; Min Rs.5,000)
β
Remittance FD (up to 2 yrs) β +1% on tenor
β
FCY Deposit (up to)
1.35%
Call Deposit (up to)
1.35%
Current Account
β
Premium Saving (5,000) β 4.00%
4.00%
Staff (500), General (1,000), Supersaving, Chelibeti (500), Share (200), Social Security (0), Kiddy (100), Gorkha (1,000), Money Plus (1,000), Prime (1,000) β 2.75%
2.75%
Fixed Deposit β 3 mo to <1 yr / 6 mo corp (Indiv/Corp)
3.25%
Fixed Deposit β up to 1 year
3.50%
Fixed Deposit β 2 to <3 years (Individual)
5.25%
Fixed Deposit β 2 to <3 years (Corporate)
4.00%
Fixed Deposit β β₯3 years (Individual)
6.00%
Fixed Deposit β β₯3 years (Corporate)
5.00%
Miteri Call Account (up to)
1.37%
Current Account
β
Remittance Bachat
3.80%
Sambridhhi / Staff Salary / Dollar Account
2.80%
PMS, Karmachari, Investor's, Grihalaxmi, Student, Jestha Nagarik, Baal, Bhukampa, Samajik Surakshya, Online, Margin Locker, Normal β 2.75%
2.75%
Fixed Deposit β 1 to 2 years (Individual)
3.00%
Fixed Deposit β 1 to 2 years (Mobile App)
3.25%
Fixed Deposit β 1 to 2 years (Institutional)
2.75%
Fixed Deposit β 2 to 3 years (Individual)
3.50%
Fixed Deposit β 2 to 3 years (Mobile App)
3.75%
Fixed Deposit β 2 to 3 years (Institutional)
3.00%
Fixed Deposit β 3 to 5 years (Individual)
4.00%
Fixed Deposit β 3 to 5 years (Mobile App)
4.25%
Fixed Deposit β 3 to 5 years (Institutional)
3.50%
Fixed Deposit β 5 years + (Individual)
4.95%
Fixed Deposit β 5 years + (Institutional)
4.80%
Akshaya Kosh (Negotiable)
β
Call Deposit
1.88%
Recurring (Kramik / Baal RD)
3.00%
Current Account
β
Remittance Bachat Khata
4.00%
Sahayatra Bachat (Quarterly)
3.00%
Normal, Check-In, Premium, Nari, Bal Surakshya, Senior Citizen, Shareholder, Welcome, Locker, Provident Fund, Sadharan, Bal Bhawishya, Lumbini Talab, Samajik Surkshya, Recurring β 2.75%
2.75%
FCY Deposit
1.00%
Fixed Deposit β >1 to 3 years (Individual)
3.10%
Fixed Deposit β >1 to 3 years (Institutional)
3.00%
Fixed Deposit β >3 to 5 years (Individual)
3.60%
Fixed Deposit β >3 to 5 years (Institutional)
3.25%
Fixed Deposit β >5 years (Individual)
4.85%
Remittance FD β 1 to 3 years
4.10%
Akshyaya Kosh (Negotiable)
β
Call Account (up to)
1.37%
Current Account
β
(Verify at bank) Savings β typical tier
2.75%
(Verify) Remittance savings tier
3.93%
Fixed Deposit β 1 Year (verify)
3.64%
Call Deposit (verify)
1.93%
Current Account
β
(Verify at bank) Savings β typical tier
2.75%
(Verify) Fixed Deposit β 1 Year
3.59%
Call Deposit (verify)
1.89%
Current Account
β
Foreign Remittance Saving / Foreign Employment IPO (1,000)
4.75%
Mero Share (500) / PMS / Green Saver (500)
3.75%
Garima Shuva Lava / Garima Dampati (10,000)
2.95%
Five in One (1,000)
3.00%
Anibarya / Home Employee / Janakalyan / Super Saving / Staff / General (500) / Sworojgar / Surakshit Talab β 2.75%
2.75%
FCY savings ($10 min) β 2.75%
2.75%
Fixed Deposit β 3 to 6 months (Individual)
2.75%
Fixed Deposit β 6 months to 1 year (Individual)
2.75%
Fixed Deposit β 6 months to 1 year (Institutional)
2.75%
Fixed Deposit β FCY 6 months and above
4.00%
Fixed Deposit β 1 to 2 years (Institutional)
2.75%
Fixed Deposit β 1 to 3 years (Individual)
3.00%
Fixed Deposit β 2 to 5 years (Institutional)
4.00%
Fixed Deposit β 3 to 5 years (Individual)
5.00%
Fixed Deposit β 5+ years (Individual)
5.43%
Fixed Deposit β 5+ years (Institutional)
4.45%
Call Account β corporate/financial (up to)
1.37%
Sunaulo Bhabisya Baal / Recurring / Swornim
3.00%
Garima Surakshit β quarterly payout
2.75%
Garima Surakshit β at maturity
3.00%
Current / Margin Account (deposit; 0%)
β
Saving Deposits (General β up to)
2.50%
Excel Remit Khata
3.50%
Fixed Deposits (General β up to)
4.81%
Excel Remit FD (up to)
5.81%
Call Deposit (verify detail)
1.91%
Recurring Deposits (up to)
4.00%
Current Account
β
Normal Saving (NPR) (100) β 2.75%
2.75%
Investor's (100), Special (1,000), Swabhalambhi Payroll, Earthquake Relief, Shareholder (1,000), Dhaulagiri (5,000), Kanchanjunga (10,000), Everest (20,000) β 3.00%
3.00%
PWD, Super Saving (25,000) β 3.50%
3.50%
Student (500), Khutruke, Gold (50,000), Diamond (100,000), Platinum (150,000) β 3.75%
3.75%
Sarathi Saving (200,000) β 4.25%
4.25%
Remittance Saving β 5.25%
5.25%
Normal Saving (USD) β 3.00%
3.00%
Fixed Deposit β 3 to 6 months (Individual NPR)
3.50%
Fixed Deposit β >6 to 12 months (Individual NPR)
4.00%
Fixed Deposit β >6 to 12 months (Corporate NPR)
3.00%
Fixed Deposit β >6 to 12 months (Individual USD)
3.50%
Fixed Deposit β >6 to 12 months (Institutional USD)
2.50%
Fixed Deposit β >12 to 36 months (Individual NPR)
4.25%
Fixed Deposit β >12 to 36 months (Corporate NPR)
3.25%
Fixed Deposit β >12 to 36 months (Individual USD)
4.00%
Fixed Deposit β >12 to 36 months (Institutional USD)
3.00%
Fixed Deposit β >36 to 60 months (Individual NPR)
5.50%
Fixed Deposit β >36 to 60 months (Corporate NPR)
4.50%
Fixed Deposit β >36 to 60 months (Individual USD)
4.00%
Fixed Deposit β >36 to 60 months (Institutional USD)
3.00%
Fixed Deposit β >60 months (Individual NPR)
6.00%
Fixed Deposit β >60 months (Corporate NPR)
5.00%
Call Deposits NPR (up to)
1.38%
Call Deposits USD (up to)
1.50%
Current Account
β
(Verify) Savings tier
3.15%
(Verify) Fixed Deposit β 1 Year
4.05%
Call Deposit (verify)
1.20%
Current Account
β
Saving Deposit (minimum published)
3.00%
Saving Deposit (maximum published; remit +1% on indiv FD/saving β see notice)
3.60%
Remittance Deposit (+1% on Individual FD & Saving)
β
FD Individual β 6 months
4.00%
FD Individual β 9 months
4.25%
FD Individual β 1 year
4.50%
FD Individual β >1 to 2 years
4.75%
FD Individual β above 2 years
5.50%
FD Institutional β 1 year
3.50%
FD Institutional β >1 to 2 years
3.75%
FD Institutional β above 2 years
4.50%
Akshayakosh (Negotiable)
β
Call Deposit (up to)
1.50%
Current Deposit
β
General Saving
3.25%
Narikalyan / Balbachat / Senior / Social Security (tiers)
3.75%
Super Saving
4.25%
Fixed Deposit β 3 months
4.50%
Fixed Deposit β 6 months
4.75%
Fixed Deposit β 9 months
5.00%
Fixed Deposit β 1 year
5.25%
Fixed Deposit β 2 years
5.50%
Fixed Deposit β 3 years
5.50%
Fixed Deposit β 5 years
5.50%
Fixed Deposit β 6 years
5.50%
Call Deposit
1.62%
Current Account
β
(Verify) Savings tier
3.12%
(Verify) FD β 1 year
4.02%
Call Deposit (verify)
1.18%
Current Account
β
Nagarik / General / Social Security (500)
4.25%
Janaki Bal Bachat (1,000)
4.75%
Senior Citizen Saving (1,000)
4.50%
Housewife Saving (500)
4.50%
Janaki Saving (10,000)
5.75%
Fixed Deposit β 3 months (Individual)
5.60%
Fixed Deposit β 6 months (Individual)
6.00%
Fixed Deposit β 6 months (Institutional)
5.50%
Fixed Deposit β 9 months (Individual)
6.25%
Fixed Deposit β 9 months (Institutional)
5.75%
Fixed Deposit β 1 year (Individual; lump-sum tier 6.65% β verify)
6.50%
Fixed Deposit β 1 year (Institutional)
6.00%
Fixed Deposit β 2 years (Individual)
7.00%
Fixed Deposit β 2 years (Institutional)
6.50%
Fixed Deposit β 3+ years (Individual)
7.00%
Fixed Deposit β 3+ years (Institutional)
6.50%
Call Deposit (up to)
2.12%
Current Deposit
β
(Verify) Savings tier
3.22%
(Verify) FD β 1 year
4.12%
Call Deposit (verify)
1.28%
Current Account
β
(Verify) Savings tier
3.14%
(Verify) FD β 1 year
4.06%
Call Deposit (verify)
1.21%
Current Account
β
(Verify) Savings tier
3.16%
(Verify) FD β 1 year
4.07%
Call Deposit (verify)
1.23%
Current Account
β
Remittance Saving (200)
3.75%
Gurkhas Pension / Special Saving (5,000)
2.85%
Bal Bachat / Regular Savings / Payroll β 2.75%
2.75%
Fixed Deposit β 3 months (Individual)
3.15%
Fixed Deposit β 3 months (Remittance)
4.15%
Fixed Deposit β 6 months (Individual)
3.25%
Fixed Deposit β 6 months (Remittance)
4.25%
Fixed Deposit β 9 months (Individual)
3.50%
Fixed Deposit β 9 months (Remittance)
4.50%
Fixed Deposit β 12 to 24 months (Individual)
3.75%
Fixed Deposit β 12 to 24 months (Remittance)
4.75%
Fixed Deposit β 12 to 24 months (Institutional)
3.00%
Fixed Deposit β 2 to 5 years (Individual)
4.00%
Fixed Deposit β 2 to 5 years (Remittance)
5.00%
Fixed Deposit β 2 to 5 years (Institutional)
3.25%
Fixed Deposit β above 5 years (Individual)
4.15%
Fixed Deposit β above 5 years (Remittance)
5.55%
Call Deposit (verify)
1.17%
Current Account
β
Savings Deposit (typical range)
3.50%
Remittance-linked Savings
3.65%
Fixed Deposit β 3 Months
3.75%
Fixed Deposit β 6 Months
4.00%
Fixed Deposit β 9 Months
4.25%
Fixed Deposit β 1 to 2 Years
4.50%
Remittance FD
4.85%
Call Deposit (up to)
1.50%
Current Account
β
Best Remittance Savings (5,000)
5.75%
Best Staff Salary / Green Savings (0β2,000)
4.75%
Talab Bachat Khata (100)
3.90%
Griha Laxmi / Senior / Shareholding / Children / SuperβBest / NRN (100β1,000)
3.10%
Home Savings / General Savings (0β100)
3.00%
Fixed Deposit β 3 months (Individual)
3.00%
Fixed Deposit β 3 months (Remittance)
4.00%
Fixed Deposit β 3 to 6 months (Individual)
3.50%
Fixed Deposit β 3 to 6 months (Remittance)
4.50%
Fixed Deposit β 3 to 6 months (Institutional)
3.00%
Fixed Deposit β 6 months to 1 year (Individual)
4.10%
Fixed Deposit β 6 months to 1 year (Remittance)
5.10%
Fixed Deposit β 6 months to 1 year (Institutional)
3.50%
Fixed Deposit β 1 to 2 years (Individual)
4.50%
Fixed Deposit β 1 to 2 years (Remittance)
5.50%
Fixed Deposit β 1 to 2 years (Institutional)
3.90%
Fixed Deposit β 2 to 3 years (Individual)
5.50%
Fixed Deposit β 2 to 3 years (Remittance)
6.50%
Fixed Deposit β 2 to 3 years (Institutional)
4.90%
Fixed Deposit β above 3 years (Individual)
5.75%
Fixed Deposit β above 3 years (Remittance)
5.75%
Fixed Deposit β above 3 years (Institutional)
5.15%
Call Deposit (up to; min 1,000)
1.50%
Current Account
β
Saving Deposit (minimum published)
2.90%
Saving Deposit (maximum published)
3.75%
Fixed Deposit β 3 months (Individual)
3.75%
Fixed Deposit β 6 months (Individual)
4.00%
Fixed Deposit β 6 months (Institutional)
3.40%
Fixed Deposit β 9 months (Individual)
4.25%
Fixed Deposit β 9 months (Institutional)
3.65%
Fixed Deposit β 12 to 23 months (Individual)
4.50%
Fixed Deposit β 12 to 23 months (Institutional)
4.00%
Fixed Deposit β 24 to 35 months (Individual)
4.75%
Fixed Deposit β 24 to 35 months (Institutional)
4.25%
Fixed Deposit β 36 months and above (Individual)
5.35%
Fixed Deposit β 36 months and above (Institutional)
4.75%
Call Account β minimum balance Rs.5,000 (up to)
0.50%
Recurring FD β 6 months to 2 years
5.00%
Recurring FD β above 2 to 5 years
5.35%
Current Account
β
Savings Deposit β Top 3 by class
Best savings deposit rate per institution within Class A, B, and C; top three in each.
Class A β Commercial banks
1
Std. Chartered
Standard Chartered Bank Nepal Limited
SC Remittance Savings
5.50%
2
ADBL
Agricultural Development Bank Limited
Matribhumi Remittance Savings
5.39%
3
Prime Bank
Prime Commercial Bank Limited
Baideshik Remit Savings
5.01%
Class B β Development banks
1
Shine Resunga
Shine Resunga Development Bank Limited
Shine Remittance Bachat (1,000) β 5.00%
5.00%
2
Garima
Garima Bikas Bank Limited
Foreign Remittance Saving / Foreign Employment IPO (1,000)
4.75%
3
Muktinath
Muktinath Bikas Bank Limited
Sambriddhi Remit IPO β 4.01%
4.01%
Class C β Finance companies
1
Janaki Finance
Janaki Finance Company Limited
Janaki Saving (10,000)
5.75%
2
Best Finance
Best Finance Limited
Best Remittance Savings (5,000)
5.75%
3
Reliance Finance
Reliance Finance Limited
Remittance Saving β 5.25%
5.25%
Savings deposit β all BFIs
Highest savings rate published per institution (every scheme is listed under By Bank). Ranked highest first.
1
Janaki Finance
Janaki Finance Company Limited
Janaki Saving (10,000)
5.75%
2
Best Finance
Best Finance Limited
Best Remittance Savings (5,000)
5.75%
3
Std. Chartered
Standard Chartered Bank Nepal Limited
SC Remittance Savings
5.50%
4
ADBL
Agricultural Development Bank Limited
Matribhumi Remittance Savings
5.39%
5
Reliance Finance
Reliance Finance Limited
Remittance Saving β 5.25%
5.25%
6
Prime Bank
Prime Commercial Bank Limited
Baideshik Remit Savings
5.01%
7
HBL
Himalayan Bank Limited
Himal Remit Savings
5.00%
8
Shine Resunga
Shine Resunga Development Bank Limited
Shine Remittance Bachat (1,000) β 5.00%
5.00%
9
NIMB
Nepal Investment Mega Bank Limited
Remittance Savings
4.75%
10
Garima
Garima Bikas Bank Limited
Foreign Remittance Saving / Foreign Employment IPO (1,000)
4.75%
11
Citizens Bank
Citizens Bank International Limited
Remittance Savings
4.50%
12
RBB
Rastriya Banijya Bank
Remittance Savings
4.50%
13
Kumari Bank
Kumari Bank Limited
Hereko Herai Remit Savings
4.31%
14
NIC Asia
NIC Asia Bank Limited
Sarbashrestha Remit Savings
4.25%
15
Multipurpose Finance
Multipurpose Finance Company Limited
Super Saving
4.25%
16
Siddhartha Bank
Siddhartha Bank Limited
Premium Remit Savings
4.05%
17
Muktinath
Muktinath Bikas Bank Limited
Sambriddhi Remit IPO β 4.01%
4.01%
18
Everest Bank
Everest Bank Limited
Gorkha Regiment / Premium Privilege Savings
4.00%
19
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Remittance Savings
4.00%
20
MBL
Machhapuchchhre Bank Limited
Remittance Savings
4.00%
21
Prabhu Bank
Prabhu Bank Limited
Unnati / Shramik Premium Savings
4.00%
22
Saptakoshi
Saptakoshi Development Bank Limited
Remittance Bachat
4.00%
23
Shangrila
Shangrila Development Bank Limited
Sunaulo Remittance Khata (100) β 4.00%
4.00%
24
Miteri
Miteri Development Bank Limited
Premium Saving (5,000) β 4.00%
4.00%
25
Lumbini
Lumbini Bikas Bank Limited
Remittance Bachat Khata
4.00%
26
Kamana Sewa
Kamana Sewa Bikas Bank Limited
(Verify) Remittance savings tier
3.93%
27
Salapa Bikas
Salapa Bikas Bank Limited
Remittance Savings
3.90%
28
Nabil Bank
Nabil Bank Limited
Premium Remit Savings
3.80%
29
Sanima Bank
Sanima Bank Limited
Remittance Savings
3.80%
30
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Remittance Bachat
3.80%
31
Global IME
Global IME Bank Limited
Remittance Savings
3.75%
32
Gurkhas Finance
Gurkhas Finance Limited
Remittance Saving (200)
3.75%
33
Progressive Finance
Progressive Finance Limited
Saving Deposit (maximum published)
3.75%
34
Central Finance
Central Finance Limited
Remittance-linked Savings
3.65%
35
Nepal Finance
Nepal Finance Limited
Saving Deposit (maximum published; remit +1% on indiv FD/saving β see notice)
3.60%
36
Nepal Bank
Nepal Bank Limited
Remittance / IPO Savings
3.50%
37
Excel DBL
Excel Development Bank Limited
Excel Remit Khata
3.50%
38
Nepal SBI
Nepal SBI Bank Limited
SBI Advantage Premium Savings
3.25%
39
ICFC Finance
ICFC Finance Limited
(Verify) Savings tier
3.22%
40
Goodwill Finance
Goodwill Finance Limited
(Verify) Savings tier
3.16%
41
Pokhara Finance
Pokhara Finance Limited
(Verify) Savings tier
3.15%
42
Guheswori Finance
Guheswori Merchant Banking & Finance Limited
(Verify) Savings tier
3.14%
43
Manjushree Finance
Manjushree Finance Limited
(Verify) Savings tier
3.12%
44
NMB Bank
NMB Bank Limited
NMB Smart Savings Account
3.00%
45
Sindhu Bikas
Sindhu Bikas Bank Limited
Rastriya Bachat / Sindhu Maha Bachat / Sajilo (image notice β verify rate)
2.75%
46
Jyoti Bikash
Jyoti Bikash Bank Limited
(Verify at bank) Savings β typical tier
2.75%
Fixed Deposit β Best rate per BFI
Highest fixed deposit rate published per institution, ranked highest first.
1
Saptakoshi
Saptakoshi Development Bank Limited
Fixed Deposit β Remittance 3 years and above
7.00%
2
Janaki Finance
Janaki Finance Company Limited
Fixed Deposit β 2 years (Individual)
7.00%
3
Nabil Bank
Nabil Bank Limited
Remittance Special Fixed Deposit
6.55%
4
Best Finance
Best Finance Limited
Fixed Deposit β 2 to 3 years (Remittance)
6.50%
5
Miteri
Miteri Development Bank Limited
Fixed Deposit β β₯3 years (Individual)
6.00%
6
Reliance Finance
Reliance Finance Limited
Fixed Deposit β >60 months (Individual NPR)
6.00%
7
Excel DBL
Excel Development Bank Limited
Excel Remit FD (up to)
5.81%
8
Prabhu Bank
Prabhu Bank Limited
Remittance Special Fixed Deposit
5.55%
9
Gurkhas Finance
Gurkhas Finance Limited
Fixed Deposit β above 5 years (Remittance)
5.55%
10
HBL
Himalayan Bank Limited
Remittance Special Fixed Deposit
5.50%
11
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Remittance Special Fixed Deposit
5.50%
12
Nepal Bank
Nepal Bank Limited
Remittance Special Fixed Deposit
5.50%
13
Sanima Bank
Sanima Bank Limited
Remittance Special Fixed Deposit
5.50%
14
Nepal Finance
Nepal Finance Limited
FD Individual β above 2 years
5.50%
15
Multipurpose Finance
Multipurpose Finance Company Limited
Fixed Deposit β 2 years
5.50%
16
Garima
Garima Bikas Bank Limited
Fixed Deposit β 5+ years (Individual)
5.43%
17
Progressive Finance
Progressive Finance Limited
Fixed Deposit β 36 months and above (Individual)
5.35%
18
Prime Bank
Prime Commercial Bank Limited
Remittance Special Fixed Deposit
5.15%
19
Shine Resunga
Shine Resunga Development Bank Limited
Fixed Deposit β 5 years and above (Individual)
5.11%
20
Siddhartha Bank
Siddhartha Bank Limited
Fixed Deposit β 3 Years and Above
5.05%
21
Everest Bank
Everest Bank Limited
Remittance Special Fixed Deposit
5.00%
22
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Fixed Deposit β 5 years + (Individual)
4.95%
23
Lumbini
Lumbini Bikas Bank Limited
Fixed Deposit β >5 years (Individual)
4.85%
24
Central Finance
Central Finance Limited
Remittance FD
4.85%
25
Shangrila
Shangrila Development Bank Limited
Fixed Deposit β >5 years
4.81%
26
Muktinath
Muktinath Bikas Bank Limited
Fixed Deposit β >5 to 10 years (Individual)
4.81%
27
Citizens Bank
Citizens Bank International Limited
Fixed Deposit β 2 Years and Above
4.75%
28
NIMB
Nepal Investment Mega Bank Limited
Fixed Deposit β 2 Years and Above
4.75%
29
NIC Asia
NIC Asia Bank Limited
Fixed Deposit β 5 Years and Above
4.75%
30
MBL
Machhapuchchhre Bank Limited
Fixed Deposit β 2 Years and Above
4.50%
31
Std. Chartered
Standard Chartered Bank Nepal Limited
Fixed Deposit β 2 Years and Above
4.50%
32
Nepal SBI
Nepal SBI Bank Limited
Fixed Deposit β 2 Years and Above
4.25%
33
NMB Bank
NMB Bank Limited
Fixed Deposit β 2 Years and Above
4.25%
34
RBB
Rastriya Banijya Bank
Fixed Deposit β 2 Years and Above
4.25%
35
ADBL
Agricultural Development Bank Limited
Fixed Deposit β 4 Years and Above
4.15%
36
ICFC Finance
ICFC Finance Limited
(Verify) FD β 1 year
4.12%
37
Goodwill Finance
Goodwill Finance Limited
(Verify) FD β 1 year
4.07%
38
Guheswori Finance
Guheswori Merchant Banking & Finance Limited
(Verify) FD β 1 year
4.06%
39
Kumari Bank
Kumari Bank Limited
Fixed Deposit β 2 Years and Above
4.05%
40
Pokhara Finance
Pokhara Finance Limited
(Verify) Fixed Deposit β 1 Year
4.05%
41
Manjushree Finance
Manjushree Finance Limited
(Verify) FD β 1 year
4.02%
42
Global IME
Global IME Bank Limited
Fixed Deposit β 1 Year to 2 Years
4.00%
43
Salapa Bikas
Salapa Bikas Bank Limited
Fixed Deposit β 1 to 2 Years
3.85%
44
Kamana Sewa
Kamana Sewa Bikas Bank Limited
Fixed Deposit β 1 Year (verify)
3.64%
45
Jyoti Bikash
Jyoti Bikash Bank Limited
(Verify) Fixed Deposit β 1 Year
3.59%
46
Sindhu Bikas
Sindhu Bikas Bank Limited
Fixed Deposits β all tenors (image β verify)
3.25%
Call & current β Top 3 by class
Highest published call or current-account rate per BFI within each class (top three). Many current accounts pay no interest.
Class A β Commercial banks
1
Citizens Bank
Citizens Bank International Limited
Call Deposit
3.00%
2
Everest Bank
Everest Bank Limited
Call Deposit
3.00%
3
HBL
Himalayan Bank Limited
Call Deposit
2.75%
Class B β Development banks
1
Kamana Sewa
Kamana Sewa Bikas Bank Limited
Call Deposit (verify)
1.93%
2
Excel DBL
Excel Development Bank Limited
Call Deposit (verify detail)
1.91%
3
Saptakoshi
Saptakoshi Development Bank Limited
Call Deposit
1.90%
Class C β Finance companies
1
Janaki Finance
Janaki Finance Company Limited
Call Deposit (up to)
2.12%
2
Multipurpose Finance
Multipurpose Finance Company Limited
Call Deposit
1.62%
3
Reliance Finance
Reliance Finance Limited
Call Deposits USD (up to)
1.50%
Call & current β all BFIs
Best call or current rate per institution when published. Ranked highest first.
1
Citizens Bank
Citizens Bank International Limited
Call Deposit
3.00%
2
Everest Bank
Everest Bank Limited
Call Deposit
3.00%
3
HBL
Himalayan Bank Limited
Call Deposit
2.75%
4
Nabil Bank
Nabil Bank Limited
Call Deposit (NPR)
2.75%
5
NIC Asia
NIC Asia Bank Limited
Call Deposit
2.75%
6
Prime Bank
Prime Commercial Bank Limited
Call Deposit
2.75%
7
Global IME
Global IME Bank Limited
Call Deposit
2.50%
8
Kumari Bank
Kumari Bank Limited
Call Deposit
2.50%
9
Laxmi Sunrise
Laxmi Sunrise Bank Limited
Call Deposit
2.50%
10
MBL
Machhapuchchhre Bank Limited
Call Deposit
2.50%
11
Nepal Bank
Nepal Bank Limited
Call Deposit
2.50%
12
Nepal SBI
Nepal SBI Bank Limited
Call Deposit
2.50%
13
NMB Bank
NMB Bank Limited
Call Deposit
2.50%
14
Prabhu Bank
Prabhu Bank Limited
Call Deposit
2.50%
15
RBB
Rastriya Banijya Bank
Call Deposit
2.50%
16
Sanima Bank
Sanima Bank Limited
Call Deposit
2.50%
17
Siddhartha Bank
Siddhartha Bank Limited
Call Deposit
2.50%
18
Std. Chartered
Standard Chartered Bank Nepal Limited
Call Deposit
2.50%
19
Janaki Finance
Janaki Finance Company Limited
Call Deposit (up to)
2.12%
20
ADBL
Agricultural Development Bank Limited
Call Deposit
2.00%
21
Kamana Sewa
Kamana Sewa Bikas Bank Limited
Call Deposit (verify)
1.93%
22
Excel DBL
Excel Development Bank Limited
Call Deposit (verify detail)
1.91%
23
Saptakoshi
Saptakoshi Development Bank Limited
Call Deposit
1.90%
24
Salapa Bikas
Salapa Bikas Bank Limited
Call Deposit
1.90%
25
Jyoti Bikash
Jyoti Bikash Bank Limited
Call Deposit (verify)
1.89%
26
Mahalaxmi
Mahalaxmi Bikas Bank Limited
Call Deposit
1.88%
27
Sindhu Bikas
Sindhu Bikas Bank Limited
Call Deposit (verify from notice)
1.85%
28
Multipurpose Finance
Multipurpose Finance Company Limited
Call Deposit
1.62%
29
Reliance Finance
Reliance Finance Limited
Call Deposits USD (up to)
1.50%
30
Nepal Finance
Nepal Finance Limited
Call Deposit (up to)
1.50%
31
Central Finance
Central Finance Limited
Call Deposit (up to)
1.50%
32
Best Finance
Best Finance Limited
Call Deposit (up to; min 1,000)
1.50%
33
Shine Resunga
Shine Resunga Development Bank Limited
Call Deposit (up to)
1.37%
34
Shangrila
Shangrila Development Bank Limited
Call / Current (BFI & Cooperative) β up to
1.37%
35
Miteri
Miteri Development Bank Limited
Miteri Call Account (up to)
1.37%
36
Lumbini
Lumbini Bikas Bank Limited
Call Account (up to)
1.37%
37
Garima
Garima Bikas Bank Limited
Call Account β corporate/financial (up to)
1.37%
38
NIMB
Nepal Investment Mega Bank Limited
Call Deposit (NPR)
1.35%
39
Muktinath
Muktinath Bikas Bank Limited
FCY Deposit (up to)
1.35%
40
ICFC Finance
ICFC Finance Limited
Call Deposit (verify)
1.28%
41
Goodwill Finance
Goodwill Finance Limited
Call Deposit (verify)
1.23%
42
Guheswori Finance
Guheswori Merchant Banking & Finance Limited
Call Deposit (verify)
1.21%
43
Pokhara Finance
Pokhara Finance Limited
Call Deposit (verify)
1.20%
44
Manjushree Finance
Manjushree Finance Limited
Call Deposit (verify)
1.18%
45
Gurkhas Finance
Gurkhas Finance Limited
Call Deposit (verify)
1.17%
46
Progressive Finance
Progressive Finance Limited
Call Account β minimum balance Rs.5,000 (up to)
0.50%
Select two banks to compare all deposit interest rates side by side.
