The Trust Engine: Visualizing how Banks hold "Lien" to protect Buyers & Sellers.
1. Lien Mark: When you pay, the money leaves your usable balance but does NOT enter the merchant's account. It sits in a "Lien" (Frozen) state at the bank.
2. Auto-Release: If the buyer remains silent after delivery (e.g., 3-7 days), the system assumes satisfaction and releases funds to the merchant automatically.
Disclaimer: This is a simulation. No real money is moved.