About Banking Feeds
My name is Basanta Limbu. I work in banking in Nepal. I’ve been doing this for more than five years — not writing about banking from a distance, but actually working inside it. Operations, compliance, customer service and financial analysis — I’ve touched most of it at some point.
I started Banking Feeds because I kept running into the same problem over and over again. Every time something changed in Nepal’s banking sector — a new NRB directive, a shift in base rates, a policy update — the only places you could read about it were either the original circular (which most people find impossible to get through) or a news article that just quoted the circular without explaining what it actually means for someone sitting across a bank counter, or someone with money in an FD, or a student trying to pass a banking exam.
There was no middle ground. No place where someone who actually knows how this system works took the time to write things out in plain language for the people who need it most.
So I built one.
A Little More About Me
I grew up understanding that banking in Nepal is not what textbooks describe. The regulations are layered, the systems are complex, and most of the information that helps people make good financial decisions is either buried or written for regulators — not for the people affected by those regulations.
Over the years, I also picked up web design and SEO writing. I run two other Nepal-focused financial websites — calculatornp.com and sipcalculatornp.com — both built specifically for Nepali users because I kept noticing that most financial calculators available online use Indian rules and Indian formulas, which don’t match how NRB compounding or Nepal’s tax system actually works.
That frustration — of seeing Nepali users being served information built for a completely different market — is a big part of why Banking Feeds exists.
I’m not a journalist. I’m not a financial influencer trying to grow a following. I’m someone who works in this industry, understands how it works from the inside, and wants to share that knowledge in a way that’s actually useful.
What Banking Feeds Is About
This site covers Nepal’s banking and financial world — but only the parts that genuinely matter to real people.
That means NRB directives explained in plain language, not just reposted. It means interest rate comparisons that are actually updated rather than sitting stale for months. It means exam preparation content built specifically for Nepal’s banking vacancy exams — not recycled from Indian finance textbooks. It means tools that work using Nepal’s actual compounding rules and tax structure, not approximations borrowed from another country’s financial system.
The five main areas this site covers:
Digital Banking
Mobile banking, ConnectIPS, QR payments, internet banking, and how Nepal’s digital payment infrastructure is changing — explained for everyday users and banking staff alike.
Fintech and Financial Technology
What’s happening at the intersection of technology and Nepal’s banking system, including new products, new risks, and how regulators are trying to keep up.
Payments and Money Transfers
Remittance mechanics, SWIFT, exchange rate trends, and the rules around how money moves in and out of Nepal. If your family depends on foreign remittances, this section matters to you directly by providing all the current remittance policies.
Personal Finance and Banking
FD vs savings comparisons, SIP and lumpsum investment basics, home loan EMI calculations, and Nepal-specific income tax guidance for salaried individuals.
Banking Regulations and Compliance
This is the one I care most about personally. NRB directives broken down into something a Teller or Branch Manager can actually apply. BAFIA explained. SEBON guidelines for capital market investors. Written for people who need to act on this information, not just read it.
Tools You’ll Find on This Site
Beyond the articles, Banking Feeds hosts tools I built because they didn’t exist anywhere else for Nepali users.
The NRB Directives Decoder turns central bank circulars into step-by-step plain-language guides for banking staff — Tellers, CSD officers, Branch Managers — who need to implement those directives in their daily work.
There’s also a Monthly Interest Rate and Base Rate Tracker, updated regularly across commercial and development banks, so you’re comparing current rates when you make a deposit decision — not rates from three months ago.
And for exam preparation, the Banking and Microfinance Exam Sets are modeled on the actual format of Nepal’s BFI vacancy exams — not generic MCQs that have nothing to do with what PSC or the banks actually test.
Who This Site Is For
If you’re preparing for a banking vacancy exam — PSC, NRB, or a commercial bank — and you want material built specifically for those exams rather than adapted from somewhere else, this site is for you.
If you work in a bank and you need to understand a new NRB circular before your morning briefing, this site is for you.
If you’re a depositor trying to figure out whether your bank is giving you a fair rate on your FD or savings account, this site is for you.
If you run a business in Nepal and you’re trying to make sense of your bank’s lending terms or the regulations that affect your working capital loan, this site is for you.
If you’re an NRN sending remittances home and you want to understand the rules and systems involved, this site is for you.
If you’re a finance student looking for data and explanations that actually reflect Nepal’s market, this site is for you.
How We Handle Content
I don’t publish something unless I’m confident it’s accurate. Rates come from official sources. Directives are read in full before I write about them. If something is unclear or disputed, I say that — I don’t paper over uncertainty with confident-sounding language.
When things change — and in Nepal’s banking sector, they change often — I go back and update what’s already live. Old information sitting on a page without any update notice is something I actively try to avoid.
I also don’t publish just to keep a content calendar moving. Some weeks, there’s nothing worth writing about. That’s fine. The articles that are here are here because they serve a purpose, not because I needed to hit a publishing target.
Get in Touch
If something on this site helped you, I’d like to know. If something was wrong or didn’t make sense, I’d like to know that even more.
You can reach me through the contact page. I read everything and reply when I have something useful to say.
If you’re working in Nepal’s banking sector and you want to contribute — a topic idea, a correction, or an article — get in touch. This site is better when more people with real experience inside Nepal’s financial system are involved in building it.
Contact: https://bankingfeeds.com/contact/
Banking Feeds is an independent website. We are not affiliated with Nepal Rastra Bank, any commercial bank, development bank, or regulatory authority. All content on this site is for informational and educational purposes only and should not be taken as financial or legal advice.