Fonepay Credit Card
Fonepay Merchant Rule (2082/83):
Payments upto Rs. 2000 are Free. Payments of Rs. 2000 or more attract a 0.60% charge from the merchant, capped at Rs. 300.
Why Fonepay Virtual Credit Card is the Future?
Fonepay Virtual Credit Card (VCC) is Nepal’s first 100% digital-first credit ecosystem. Unlike traditional physical credit cards, it is paperless, instant, and safer. It is specifically designed to work across the 1.7 million+ Fonepay Merchant QR network, providing a bridge between credit facilities and daily digital payments.
Q: Is it different from a regular card?
Yes. A regular card is physical and works on POS/ATMs. Fonepay VCC is virtual and works only for scan-and-pay at Fonepay Merchant QR locations.
Yes. A regular card is physical and works on POS/ATMs. Fonepay VCC is virtual and works only for scan-and-pay at Fonepay Merchant QR locations.
Q: Why is it more practical?
It offers instant activation via score-card models without the need for physical card delivery. It carries zero risk of physical theft and allows for 45 days of interest-free credit.
It offers instant activation via score-card models without the need for physical card delivery. It carries zero risk of physical theft and allows for 45 days of interest-free credit.
Q: Which networks are supported?
It is supported across all Fonepay QR merchants nationwide, covering everything from hospitals and hotels to local retail stores.
It is supported across all Fonepay QR merchants nationwide, covering everything from hospitals and hotels to local retail stores.