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Deposit

Last updated

Nepal bank deposit interest rates

Kartik 2083

Highest Fixed Deposit (FD)

5.55% Nabil Bank 20 banks · spread 1.55
6.00% Saptakoshi 13 banks · spread 2.75
7.00% Janaki Finance 13 banks · spread 2.98

+1% more in remittance account

Highest Savings Interest Rate

4.39% ADBL 20 banks · spread 1.39
4.00% Shine Resunga 13 banks · spread 1.50
5.75% Janaki Finance 13 banks · spread 2.90

+1% more in remittance account

Highest Recurring Deposit (RD)

4.50% Citizens Bank 11 banks · spread 0.50
6.00% Saptakoshi 6 banks · spread 3.00
5.35% Progressive Finance 1 banks · spread 0.00

Compare two banks

The better deposit rate and the cheaper loan rate are marked.

Highest deposit rates — top 3 in each class

Savings Interest Rate

Highest published rate in each NRB class.

Class A — Commercial banks

  1. 1 ADBL Ba Ama Bachat / Platinum Savings 4.39%
  2. 2 NIMB Janani Janmabumi Savings (Premium) 4.25%
  3. 3 Prime Bank Jeevan Suraksya / Supreme Savings 4.01%

Class B — Development banks

  1. 1 Shine Resunga Shine Samriddhi Bachat — 4.00% 4.00%
  2. 2 Miteri Premium Saving (5,000) — 4.00% 4.00%
  3. 3 Garima Mero Share (500) / PMS / Green Saver (500) 3.75%

Class C — Finance companies

  1. 1 Janaki Finance Janaki Saving (10,000) 5.75%
  2. 2 Best Finance Best Staff Salary / Green Savings (0–2,000) 4.75%
  3. 3 Reliance Finance Sarathi Saving (200,000) — 4.25% 4.25%
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Remittance Savings

Highest published rate in each NRB class.

Class A — Commercial banks

  1. 1 Std. Chartered SC Remittance Savings 5.50%
  2. 2 ADBL Matribhumi Remittance Savings 5.39%
  3. 3 Prime Bank Baideshik Remit Savings 5.01%

Class B — Development banks

  1. 1 Shine Resunga Shine Remittance Bachat (1,000) — 5.00% 5.00%
  2. 2 Garima Foreign Remittance Saving / Foreign Employment IPO (1,000) 4.75%
  3. 3 Muktinath Sambriddhi Remit IPO — 4.01% 4.01%

Class C — Finance companies

  1. 1 Best Finance Best Remittance Savings (5,000) 5.75%
  2. 2 Reliance Finance Remittance Saving — 5.25% 5.25%
  3. 3 Gurkhas Finance Remittance Saving (200) 3.75%
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Recurring Deposit (RD)

Highest published rate in each NRB class.

Class A — Commercial banks

  1. 1 Citizens Bank Recurring Deposit 4.50%
  2. 2 HBL 3-Year Recurring Deposit 4.50%
  3. 3 Laxmi Sunrise Recurring Deposit 4.50%

Class B — Development banks

  1. 1 Saptakoshi Recurring – above 3 years 6.00%
  2. 2 Excel DBL Recurring Deposits (up to) 4.00%
  3. 3 Salapa Bikas Recurring Deposit 3.75%

Class C — Finance companies

  1. 1 Progressive Finance Recurring FD – above 2 to 5 years 5.35%
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Fixed Deposit (FD)

Highest published rate in each NRB class.

Class A — Commercial banks

  1. 1 Nabil Bank Fixed Deposit – 10 Years and Above 5.55%
  2. 2 Siddhartha Bank Fixed Deposit – 3 Years and Above 5.05%
  3. 3 Prabhu Bank Fixed Deposit – 3 Years and Above 5.00%

Class B — Development banks

  1. 1 Saptakoshi Fixed Deposit – 3 years and above (Individual) 6.00%
  2. 2 Miteri Fixed Deposit – ≥3 years (Individual) 6.00%
  3. 3 Garima Fixed Deposit – 5+ years (Individual) 5.43%

Class C — Finance companies

  1. 1 Janaki Finance Fixed Deposit – 2 years (Individual) 7.00%
  2. 2 Reliance Finance Fixed Deposit – >60 months (Individual NPR) 6.00%
  3. 3 Best Finance Fixed Deposit – above 3 years (Individual) 5.75%
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Remittance Fixed Deposit

Highest published rate in each NRB class.

Class A — Commercial banks

  1. 1 Nabil Bank Remittance Special Fixed Deposit 6.55%
  2. 2 Prabhu Bank Remittance Special Fixed Deposit 5.55%
  3. 3 HBL Remittance Special Fixed Deposit 5.50%

Class B — Development banks

  1. 1 Saptakoshi Fixed Deposit – Remittance 3 years and above 7.00%
  2. 2 Excel DBL Excel Remit FD (up to) 5.81%
  3. 3 Lumbini Remittance FD – 1 to 3 years 4.10%

Class C — Finance companies

  1. 1 Best Finance Fixed Deposit – 2 to 3 years (Remittance) 6.50%
  2. 2 Gurkhas Finance Fixed Deposit – above 5 years (Remittance) 5.55%
  3. 3 Central Finance Remittance FD 4.85%
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Call Account Rate

Highest published rate in each NRB class.

Class A — Commercial banks

  1. 1 Citizens Bank Call Deposit 3.00%
  2. 2 Everest Bank Call Deposit 3.00%
  3. 3 HBL Call Deposit 2.75%

Class B — Development banks

  1. 1 Kamana Sewa Call Deposit (verify) 1.93%
  2. 2 Excel DBL Call Deposit (verify detail) 1.91%
  3. 3 Saptakoshi Call Deposit 1.90%

Class C — Finance companies

  1. 1 Janaki Finance Call Deposit (up to) 2.12%
  2. 2 Multipurpose Finance Call Deposit 1.62%
  3. 3 Reliance Finance Call Deposits USD (up to) 1.50%
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Bank-wise rates

About these rates

Figures on this page are the published tariffs for Kartik 2083. A scheme button appears only when that bank has a rate saved. Confirm the figure on the bank’s own notice before you deposit or borrow.

What is the current savings interest rate in Nepal?

Savings rates for Kartik 2083 differ by bank and by account. This page lists the published figure for each licensed BFI that has a rate saved. Confirm it on that bank’s notice before you open an account.

Which bank offers the highest deposit rate in Nepal?

For Kartik 2083, the cards at the top show the highest published deposit rate in each NRB class. Open a bank to see every filled scheme. The bank’s own notice is the rate that applies.

Which bank offers the lowest loan interest rate in Nepal?

Loan cards rank the lowest published rate in each NRB class for Kartik 2083. A quoted loan is usually base rate plus a premium, so confirm the rate the bank offers you.

How often do Nepal banks update interest rates?

Licensed banks and finance companies publish a new deposit and lending tariff around the start of each Nepali month and file the notice with Nepal Rastra Bank. This page follows that month automatically.

Compiled from BFI notices filed with Nepal Rastra Bank. Confirm the live rate with the bank before you deposit or borrow.